Protect your property with comprehensive insurance solutions from Al Buhaira Insurance. Our plans are designed to safeguard residential, commercial, industrial, and hospitality properties against fire, natural perils, accidental damage, business interruption, and more.
Property All Risks Insurance is a comprehensive “All Risk” cover that provides broader protection against accidental physical loss of or damage to insured property, unless specifically excluded.
This policy covers damage resulting from fire, lightning, flood, storm, tempest, earthquake, explosion, bursting of water tanks, apparatus or pipes, aircraft damage, impact damage, riots, strikes, and burglary involving forcible and violent entry.
The sum insured must represent the full reinstatement or replacement value of the property.
A broad protection policy covering accidental loss or damage to buildings, contents, machinery, stock, and other insured assets.
Covers financial loss arising from interruption or interference with business operations following accidental physical loss or damage to insured property.
A package solution designed for hotel business owners, covering property damage, business interruption, machinery breakdown, liability, money insurance, fidelity guarantee, and other essential risks.
Covers loss or damage caused by fire and a range of allied perils such as flood, storm, explosion, impact damage, earthquake, and burglary by forcible entry.
A more focused policy providing cover against fire and lightning-related risks.
Any accidental or unexpected loss of property can be stressful for the property owner. However, the resulting loss of revenue and increased cost of working can often have an even greater financial impact.
Loss of Profit Insurance, also known as Business Interruption Insurance, provides protection when business operations are interrupted due to accidental physical loss or damage to property insured under a Property All Risks or Fire and Allied Perils policy.
This policy provides protection against:
Fire and Allied Perils Insurance provides cover for loss or damage caused by fire, lightning, flood, storm, tempest, bursting of water tanks, apparatus or pipes, aircraft damage, impact damage, riots and strikes, earthquake, explosion, and burglary involving housebreaking or forcible entry.
The sum insured must represent the reinstatement or replacement value of the property.
Under this insurance you can cover:
Hotel Comprehensive Insurance is a package solution for hotel business owners. It is designed to cover physical loss or damage to property due to fire, acts of God, riots, strikes, impact damage, and several additional risks essential to hotel operations.
This policy can also include:
The sum insured must represent the reinstatement or replacement value of the property.
Terrorism and Sabotage Insurance provides cover for real and personal property of every kind, nature, and description against terrorism and sabotage risks, which are typically excluded under standard property insurance policies.
Property insurance in the UAE provides essential financial protection for property owners against unexpected events such as natural disasters, fire, theft, vandalism, and liability risks.
Whether you own a home, a commercial building, a retail shop, or an industrial facility, the right property insurance policy helps protect your investment and reduces the financial burden of unforeseen damage.
The UAE can be exposed to events such as floods, sandstorms, and, in rare cases, earthquakes. Property insurance helps property owners recover financially from such events.
Fire accidents can cause severe property damage. Insurance helps cover the cost of repairs, rebuilding, and replacement of affected assets.
Although the UAE is considered a safe country, theft and vandalism can still happen. Property insurance helps reduce the financial impact of such incidents.
Property insurance may also provide liability cover in the event that someone is injured on the insured premises or if third-party property is damaged.
Many banks and financial institutions in the UAE require property insurance as a condition for approving a mortgage, as it provides added protection for the lender.
Knowing that your property is financially protected gives you confidence and peace of mind, especially in the face of unexpected events.
Property insurance policies in the UAE can be tailored to meet the unique needs of the property owner. Coverage can vary in scope, limits, deductibles, and exclusions, so it is important to review the policy carefully to understand what is included.
Al Buhaira National Insurance Company is a trusted name in the UAE insurance market and offers property insurance solutions designed to meet the needs of both individuals and businesses.
Property insurance is a type of insurance that provides financial protection against loss of or damage to physical property such as buildings, equipment, contents, and other assets caused by insured risks.
Property insurance in the UAE helps protect your home, building, shop, office, or industrial facility against unexpected risks such as fire, flood, theft, vandalism, and liability claims. It also provides reassurance to lenders when a property is financed.
Common property insurance products in the UAE include Property All Risks Insurance, Fire and Allied Perils, Fire and Lightning, Business Interruption Insurance, Hotel Comprehensive Insurance, and Terrorism and Sabotage cover.
Home insurance may cover the building structure, household contents, personal belongings, accidental damage, theft, fire, natural perils, and certain liability risks, depending on the chosen policy.
Building insurance typically covers the physical structure of the property, including walls, roof, floors, fixed installations, and sometimes boundary walls, against insured events such as fire, flood, and impact damage.
Contents insurance covers movable items inside the property such as furniture, electronics, appliances, and personal belongings against risks like fire, theft, and accidental damage, subject to policy terms.
Liability insurance provides protection if a third party suffers bodily injury or property damage in connection with your insured property. It may help cover legal expenses, settlements, or compensation payable.
The cost of property insurance depends on several factors, including the property type, location, construction details, occupancy, value of the insured property, claims history, and the level of coverage selected.
When choosing an insurance provider, consider the company’s experience, reputation, financial strength, coverage options, customer service, claims handling efficiency, and value for money.
If you need to make a claim, notify your insurer as soon as possible, provide all required details and supporting documents, take reasonable steps to prevent further loss, and follow the insurer’s claim process for assessment and settlement.